Social Insurance – cooperation that frees

Abstract Collective welfare provision has grown enormously in the last century, in absolute terms, in real terms and as a share of our lives and economies. What are the underlying economic arguments for such activity? Why do we do this together, and when is the whole community acting together through the state, as opposed to through private insurance markets, the best answer? As well as general arguments, we will look specifically at the case of social care, an area long neglected in England and